Financial Friday: Cash Basis Only

I've learned over the years that in order to secure a stable checkbook scenario, I've had to put my husband on a "cash basis" only. That means that he has no access to the checkbook, nor does he have a debit card that he can use for that account. The reason behind this dual budget system is simple. I needed to know how much money is in the family account-exactly, to use for the bills without tracking miscellaneous expenditures. This creates two fixed budgets that are much easier to manage. Cash is king!!